Financial Decision Intelligence

See your financial
future before
you spend.

Diola shows the credit impact, goal delay, and smarter path before a purchase, card application, or financial move costs you.

Try a real scenario — no signup →
🔒 No credit pull · No data stored
Available on iOS · Android coming soon
Download on theApp Store
View how it works
Diola
Decision Intelligence
Live
Your decision
Score
Higher utilization risk
temporary impact
Goal delay
Delays your target
your goal timeline
Risk
Worth a pause
spend timing
Smarter path
Recommended
Wait until after your statement closes and pay down the balance first. You stay on track and protect your score.
Protects your progress
Goal stays on time
Lower utilization
Today
Wait
Now
Pay down
Statement closes
Safe to buy
Illustrative example — not a calculation from your data.
On track
Next move: Pay before statement close
Lower → Mortgage-ready
Where the sprint takes you
Guided
Personalized plan
6 months
Sprint to mortgage-ready
Built for people making real financial decisions — before the choice becomes expensive.
How it works
Three steps to financial clarity
01
Upload your report
Drop your credit PDF from myFICO, Experian, or AnnualCreditReport. AI extracts every account, balance, and derogatory mark in under a minute.
02
Get your sprint plan
Receive a ranked action plan in exact sequence — what to do, in what order, and how each step moves you toward your goal.
03
Simulate every decision
Before you spend, apply, or transfer — see how the decision affects your goal, what it sets back, and the smarter path.
The difference
Stop flying blind
Without Diola
✗Make purchases without knowing credit impact
✗Miss mortgage window by weeks
✗Discover derogatory marks too late
✗Apply for credit at the wrong time
✗Guess at which actions matter most
With Diola
✓Simulate any decision before you make it
✓Stay on track for your mortgage window
✓Dispute strategy generated automatically
✓Get AI verdict: YES, NO, or WAIT
✓Ranked action plan, prioritized by impact
Try it now
What's your next decision?
Type any financial decision and see the simulated impact instantly
Pricing
Free during beta
Full access while we build. Pro plan coming soon.
Beta
Free
Full access, no limits
✓Credit report parser
✓Decision Advisor AI
✓Guided sprint plan
✓Goals & DTI calculator
✓Dispute letter generator
Start free →
Pro — Coming soon
$19/mo
Everything in Beta, plus
✓Score simulation engine
✓Behavioral pattern tracking
✓Weekly check-in coaching
✓Multi-user (family plan)
✓Priority advisor responses
Notify me →
Stop guessing
Start knowing.
Upload your credit report and know your exact action plan in under a minute.
Try your next decision — Free →
No credit card required · Cancel anytime